Bajaj Allianz: Insurance Cover now for pet dogs

Bajaj Allianz: Insurance Cover now for pet dogs

Dogs are humans best friends and most individuals treat them like family. Bajaj Allianz brings insurance to shield your dog with this policy starting at Rs. 315 (exclusive of GST and Taxes). The policy lets you do a comprehensive coverage for your domesticated dogs from age 3 months to 10 years.

Who all can get the policy?

The policy allows a comprehensive coverage for domesticated pet dogs of indigenous origin, pedigree, non-pedigree, cross-bred and also exotic breeds.

In the case of giant breeds, the entry age for the policy is allowed from 3 months to 4 years while in case of the small, medium, or large breeds the span is 3 months to 7 years. The exit age has been kept 6 years for giant and 10 years for small, medium, or large breeds.

What all is included in the policy?

The base plan includes surgery expenses and hospitalization cover.

Surgery expenses include the claim of the surgery carried out by a qualified vet for the treatment of dogs up to Rs. 50,000. It also includes pre and post-surgery expenses. In addition, one also gets the protection against the treatment of fractured limbs of the pet dog up to Rs. 5,000.

The hospitalization charges include the expenses that will be incurred at the time of hospitalization of the insured dog for a maximum of 4 days up to Rs. 2,500/day.

It includes additional 6 covers that are optional such as mortality benefit cover, terminal diseases cover, long term care cover, OPD cover, theft/lost/straying cover, and third party liability cover.

In case the age of dog is above 4 years, the individual has two options:

  1. To provide with the test reports of the dog done in a span of 7 days for the following medical tests:
    • Bio-chemistry test
    • Circulatory blood count
    • Urine test
    • Chest X-Ray
  2. No cover would be provided for the initial 90 days from the initiation of the policy in case of Surgery, Hospitalization, Mortality, Terminal Diseases, Long Term Care or OPD related covers with respect to following illnesses:
    • Liver dysfunction
    • Kidney dysfunction
    • Pancreatic Dysfunction
    • Cushing’s Syndrome
    • Diabetes
    • Thyroid Dysfunction
    • All types of Cancers and tumors
    • Meningitis
    • Epilepsy
    • Peritonitis
    • Inflammation of Prostate Gland
    • Coagulation Disorders
    • Cardiac Dysfunction
    • Otitis
    • Hip Dysplasia
    • Ascites
    • Parvo Virus Infection
    • Distemper
    • Canine Leptospirosis
    • Upper Respiratory Tract Infection
    • Urinary Tract Infection
    • Vestibular Disorder
    • Pneumonia
    • Pyometra
    • Osteo Arthritis
    • Venereal Granuloma
    • Insulinoma
    • Hematoma in ear
    • All Eye Related Problems

(Data as provided by the website)

“A pet dog is like a part of the family and requires the requisite nurture and care like humans do too. Like we buy a health insurance cover for our family members, we should buy a health cover for our dogs as well so that they can have access to quality health treatment when they are unwell. Pet insurance can be that indispensable financial tool to ensure your dog gets essential medical care and attention, thus making you worry free,”

expressed Tapan Singhel, MD & CEO, Bajaj Allianz General Insurance.

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